Month: June 2021

What costs will I have to pay as part of taking out a mortgage loan?

An online article that discusses all of the costs that come with taking out a mortgage loan.

What are all the costs of buying a home?

An online video that gives an overview of the costs that come with purchasing a home.

Understanding Loan Options

An online article that describes the different types of loan options for mortgages. It talks about loan terms, interest rate types, and loan types. Also includes a calculator for loans that computes the monthly prinicpal and interest payments.

Loan Estimate Explainer

An online resource that goes through a Loan Estimate in depth. Each part of the loan estimate is highlighted and explained in depth.

What are (discount) points and lender credits and how do they work?

An online article that describes how discount points and lender credits work in mortgages.

Explore Interest Rates

An online article resource that helps the reader understand interest rates on houses.

The bad things good people do with their 401(k) plans

Here are five common mistakes Americans are making when it comes to taking full advantage of their 401(k) plans.

What is asset allocation?

Ivory Johnson, founder of Delancey Wealth Management, explains the roles asset allocation and portfolio diversification play in investment strategies.

Explained in 60 seconds: Personal Finance

Explains the ins and outs of personal finance, from establishing a good budget that helps you save, to managing your money to avoid problems with debt.

Explained in 60 seconds: Credit Card Debt

The video breaks down some key basics so you can understand how credit card debt works, how interest adds up, and what you can do to avoid problems.