Category: Investments

What Is a Flexible Spending Account?

Gives an overview of how flexible spending accounts work

Index Funds:Our Favorite Investment Product Explained-YoungGuysFinance

Index funds are passively traded. The fees are much lower than usual, the fees are asset based. They are recommended by Warren Buffet. Index funds are technically more save than the mutual funds. So people should always do their research before investing their money.

What is an HSA?

Talks about how health savings accounts (HSA) and a high deductible health plans (HDHP) work and what benefits an they can bring

What’s an HSA? HRA? FSA?

Gives brief information on how Health Savings Accounts (HSA), Health Reimbursement Accounts (HRA), and Flexible Savings Accounts work

What The Heck Is An Index Fund?

Explains how difficult it is for actively managed mutual funds to beat stock market returns. Describes how index funds, with consistent average returns, could benefit the majority of investors if included a diversified investment portfolio

Index Funds Explained | How Well Has The Market Actually Done?

Explains what an index fund is, the cost of index funds, the different benchmark indexes that an index fund can follow, and the general performance of index funds

What The Heck Is an IRA?

Describes what an Individual Retirement Arrangement (IRA) is and describes the different types of IRAs out there: the traditional IRA, SEP IRA, SIMPLE IRA, Roth IRA

Traditional Vs ROTH IRA – Which should YOU choose?

Goes into detaill about the similarities and differences between traditional IRAs and Roth IRAs. Includes sections on modified adjusted gross income and inheritied IRAs

What is a Fiduciary? Why is Fiduciary Duty Important?

Explains how fiduciary duty means acting in the best interest of the client or beneficiary in all situations even if those decisions are contrary to your own interests. Notes that not all financial advisors and planners are hold to a fiduciary standard

Convertible Bonds

Defines what convertible bonds is, and gives a scenario of the bonds and how they have lower interest rate. Compares advantages and disadvantages of convertible bond to the common stock. Tells you which scenario is better depending on the situation.